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  1. The first thing you need to do is to decide where you want to a buy a property and what for? For instance, to rent out, for holidays or to live there permanently.
  2. The next step is to carefully study the local market, property offers and prices. Analyse the most profitable offers.
  3. When choosing a property, try to pay attention to its liquidity rather than the increase rate of property prices. There is no point in a high increase rate if you can’t resell your overseas home.
The Turkish Republic is a popular property investment destination among foreigners. And here is our list of tips if you are looking for a property in this country.
  • Buy a property from a verified development company with a good reputation.
  • If you are going to rent out your new property, you should decide who is your typical tenant, their budget, what type of property they prefer to rent and then evaluate the tourist growth in certain areas.
  • You should also keep in mind that first-line properties are more expensive. Therefore, you will have to offer higher rent rates and tourists with a lower budget will choose cheaper offers located not that close to the beach.
  • If you want to save your time, money and efforts when looking for a quality property that will bring your profit, don’t waste your time and contact our team who will offer you’re  the best property deals.

According to the current legislation, a foreigner can apply for the local citizenship five years after they bought a property in Turkey and if they followed certain rules. For instance, a property owner need to prolong their residence permit within these five years and the time spent in other countries must not exceed six months. Another requirement is a property owner needs to officially verify their source of income.

According to the latest Turkish legislation, foreign residents who want to apply for a residence permit must provide Directorate General of Migration Management with the following documents:
  • Residence permit application form;
  • 4 biometrical photos;
  • Original passport and its notarized copy;
  • TAPU (original one and its copy);
  • Tax identification number from a local tax office in Turkey;
  • Health insurance.
  • поручительство турецкого гражданина, если претендент на ВНЖ проживает на его территории, а также нотариально заверенный договор аренды, если иностранец снимает жилье, или регистрацию в отеле, если живет в гостинице;
  • квитанция об оплате карточки и госпошлины.
Usually it takes 30-45 days after you apply all your documents to get a residence permit. Mind that the list of required documents may vary depending on what country you are from. Make sure you submit them all as required.
A residence permit as well a TAPU (a title deed) does not give a right to work in Turkey. To be more precise, a residence permit does not mean that you will get a job. To get a job, you need to obtain a work permit issued by the Ministry of Family, Labour and Social Services. You can apply for this permit online if you are staying in Turkey or via the Consulate. You also need to discuss all the details with your Turkish employer and have an original work contract signed by the company’s representative. A work permit also works as a residence permit.
  1. Passport
  2. 4 photos
  3. Tax identification number that you can get in the local tax office
  1. Signing a sales contract.
  2. Getting a tax identification number.
  3. Applying for a mortgage loan (if you have a mortgage loan, then according to the contract).
  4. Registering a TAPU (a title deed) and insurance – in case of 100% payment for the property. If you have an interest-free loan from a developer, then you get a TAPU according to the terms specified in the sales contract.
  5. Getting ISKAN (Habitation certificate). This document is as important as a TAPU. You can buy a property without an ISKAN, especially if you are buying a property under construction. But in this case, a sales contract must specify the fact that you buy a property without it. It also must specify the terms of getting an ISKAN and penalties if a developer does not meet these terms.
  6. Register water and electricity meters.

The Turkey’s legislation allows to register up to 10 people in the TAPU. They can be:

  • Adult and a child;
  • Relative or a non-relative.

Every owner registered in the TAPU owns a property share, the size of which is determined by a buyer in advance. Every owner has a right to do what they want with a property, but they have to get a permission from other owners.

Very often, foreigners misunderstand an interest-free loan and a mortgage loan. While mortgage loans are given by Turkish banks (a 5.5-5.6% interest rate), interest-free loans are given by development companies.

The standard payment terms of interest-free loans in Turkey are as follows:

  • The down payment is 30-50% of the property price;
  • The payment term is usually 1-2 years (very rarely a company may offer a five-year payment plan);
  • No interest rate.

A lot of foreigners are thinking about buying an apartment on the Mediterranean coast. Even now you can buy an apartment at a price of €35,000. However, even in this you may need some savings. Therefore, a mortgage loan is a great opportunity to get an overseas property by the sea for many foreigners.

Every year, the local government and banks try to make the whole procedure of getting a mortgage loan easier and more accessible for foreigners.

In order to get a mortgage loan in Turkey, a foreign resident needs is required to submit a certain set of documents along with a mortgage application to the bank (some of the documents may need to be translated in Turkish):

  • Passport;
  • Proof of sufficient and sustainable financial resources (it can also be an income from renting a property and etc);
  • Some banks may ask for additional papers: your credit history, proof that you do not have any credit debts, details of movement of funds on your account within and etc;;
  • A bonus will be certificates that prove that you own for example a car or a land plot or any other sort of property.

In addition to the above documents, you will need to get a tax identification number and open an account in a local bank.

Turkey’s real estate market offers good prices for both newly built and already used housing. What to buy depends on what is more important to each buyer. Newly built properties have the following benefits:
  • Latest construction technologies and top-notch materials;
  • Quality that meets modern construction standards;
  • Attractive prices (especially if you are buying a property under construction);
  • Wide selection of facilities available on site;
  • Opportunity to buy to buy a shell and core apartment as well as furnished one and etc.
Already used apartments have also their own benefits to consider:
  • Located in the well-developed areas;
  • You can buy a ready-to-move-in housing;
  • You can negotiate the price with the property owner and get a better price and etc.
So, as you may see everything depends on what you are looking for. Our team is ready to offer you the best property deals that will suit all your needs.
Additional expenses when you purchase a property in Turkey include the following:
  • Nonrecurring property tax – 3% of the property’s cadastral value;
  • Registering a TAPU (title deed) – min. €300;
  • Earthquake insurance DASK – €33;
  • Translation services to get a TAPU – €50;
  • Setting up utilities – min. €100.
The property maintenance in Turkey includes the following expenses:
  • Annual property tax – about 0.2% of the prices specified in the TAPU;
  • Aidat – min TRY 30 per month;
  • Utilities – electricity 0.32 Turkish lira per 1 kW, water – about 2.5 Turkish lira per 1 m³.
Buying an overseas property is a very important decision. Therefore, you should be very careful and consider all possible pitfall that you may face. If to speak about properties for sale in Turkey, the most common issues that may occur are as follows:
  • Registering a property in the name of a third person. If you are buying a property for yourself, register it in your name of those who you really trust. Do not register it in the name, for example, a Turkish stranger just to save time and avoid extra paperwork.
  • Buying a property under construction. Such property deals have often lower prices. But the lower the price is, the more risks you take. In general, Turkey’s developers strictly comply with the contract terms and complete their projects on time. However, it is better to double-check your developer and the project you are interested in. And make sure that you entrust this business to a professional.
  • Buying a property with the TAPU registered with the power of attorney. Without a good knowledge of Turkish, it will be very challenging to get all the details of the documents which may result in different issues. For instance, there have been cases when people sold mortgaged properties and by the power of attorney. To avoid any possible problems, it is better to find a good translator and experience real estate agent.
  • Buying a property with a lack of some certificates. A very common case is when a person buys a property without an Iskan – a habitation certificate. There can be legal reason when a property does not have it. But a property with this paper ensures you a safe transaction.
  • Buying a property without a complete inspection of all documents. When buying a property, you should be completely sure that all the papers are legally valid. The most important is to verify the TAPU.
  • Payment first, documentation next. You need to sign a contract in the language you speak and the language the seller speaks. As soon as you make a payment, make sur you get a receipt – a makbuz and a promissory note – a senet. A buyer has a right not to pay until the TAPU is registered.
The biggest pitfall that you may experience is to work with an unfair counterparty. That is why you should very careful with choosing a partner.

Each option has its own benefits. For instance, when you buy a property under construction, you save money, as prices of such properties can be considerably lower. But in this case you risk not to get your property on time. However, most developers in Turkey strictly comply with the construction standards and terms specified in the contract. So, a lot of people prefer to buy properties under construction, which is a great investment option.

If you do not want to wait when you apartment will be ready and you are going to move in straight after purchasing it, then you should definitely consider already built options.

This is a good question. As a rule, every person makes their own decision based on their personal needs. However, it may also depend on properties developers have to offer. The Turkish real estate market offers all sorts of property deals so that you can easily find the one that will perfectly suit you.

Very often apartments are sold with the already installed kitchen set and sink, air conditioner, entrance door and video intercom. The walls are usually painted or wallpapered, the floor is laminated or tiled. Such apartments are ready to move in and buyers have an opportunity to furnish and decorate them according to their preferences.

If you are going to buy an apartment for rent or you do not have enough time to decorate it, then the best option in this case is to buy a furnished apartment. Developers mostly offer standard design projects. Villas are also offered furnished as a rule. Choosing a furnished property, you save your time.